How to Claim Insurance for a Flooded Car?

1 Answers
Leonard
07/25/25 2:04am
Here is an introduction to the insurance claim process for a flooded car: 1. With comprehensive insurance: If the vehicle was flooded while parked, the insurance will cover the full cost of repairs. 2. With comprehensive insurance: If the vehicle stalled and was flooded while driving, insurance with water damage coverage will cover the claim. Without water damage coverage, only parts other than the engine will be compensated. 3. If the vehicle was flooded and the engine was damaged due to forced starting: The insurance will not cover the claim. When a vehicle is flooded, the first step is to take photos as evidence, then promptly call the insurance company to report the incident and file a claim.
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