How to Claim Compensation When the Other Party is Fully Liable for a Rear-End Collision?
2 Answers
First, immediately report the accident to the traffic police (dial 110) and obtain the traffic accident liability determination certificate. Wait for the insurance company to send an inspector to the scene to conduct an investigation and fill out the on-site inspection record. Prepare a valid vehicle license and the ID card of the insured, and be sure to obtain a copy of the other party's compulsory traffic insurance policy. Then, submit these documents to the professional insurance staff at the 4S dealership.
I've seen many cases of rear-end collisions where the other party is fully at fault, and handling them isn't too troublesome. First, call the police to have the traffic police issue an accident liability determination report, which clearly states the other party's full responsibility in black and white. Then, call your or the other party's insurance company to report the accident, and they will send an assessor to the scene to evaluate the damage. The car will need to be towed for repairs, and the towing fee is also covered by insurance. The repair costs will be fully covered by the other party's insurance company. It's best to go to a 4S shop for repairs, as the quality is guaranteed, and while the costs may be higher, you don't have to worry about it. Don't forget to take plenty of photos at the scene, including the license plate, damage details, and location, in case there are disputes later. Keep all documents, such as repair invoices, throughout the process, and you can submit them directly to the insurance company for subsequent claims. Don't delay; handle it as soon as possible to avoid disputes.
