How to Claim Compensation When Hit by a Car and the Other Party is Fully at Fault?
3 Answers
If you are hit by a car and the other party is fully at fault, you can claim compensation for medical expenses, lost wages, nursing fees, transportation costs, accommodation expenses, hospitalization meal subsidies, and necessary nutrition fees. If the victim becomes disabled due to the injury, additional compensation items should include disability compensation, disability aid equipment costs, living expenses for dependents, as well as necessary rehabilitation fees, nursing fees, and follow-up treatment costs incurred during recovery and continued treatment. Based on these losses, you can request compensation from the other party. Regarding compensation issues, both parties can negotiate a settlement. If negotiation fails, you can file a lawsuit in court to handle the matter through legal procedures. If insurance is involved, the insurance company will generally first provide compensation within the mandatory third-party liability insurance coverage limit. Any amount exceeding this limit will be fully borne by the other party. If the other party has commercial insurance, the insurance company can provide compensation according to the insurance agreement.
I was hit by a car and the other party was fully at fault. How can I claim compensation? I've encountered a similar situation. The first step is to call the police to obtain an accident report, which serves as official documentation. If injured, go to the hospital immediately for a check-up and keep the medical records, also take photos of the accident scene. Then, contact the other party's insurance company and provide the accident report and medical records—they should handle the repair costs and medical expenses. You can also claim lost wages and emotional distress, so remember to calculate and provide pay stubs as proof of income loss. The process might be slow, so stay patient and keep all receipts. If the other party is uncooperative, consider consulting a lawyer to file a lawsuit. Stay calm throughout the process, proceed step by step to protect your rights, and avoid signing any agreements hastily. Prioritize your safety.
I've reviewed many cases regarding the at-fault party's compensation process. The crucial first step is to report to the police to secure evidence and obtain the liability determination certificate confirming full responsibility. If injured, seek immediate medical attention and retain medical records and invoices to calculate loss expenses. Contact the responsible party for their insurance policy number and file a claim with their insurer, covering common items like vehicle repairs, medical expenses, and lost wages. If uninsured, negotiate directly with the responsible party or seek assistance from traffic police for mediation. If compensation amounts aren't agreed upon, consider legal action by filing a lawsuit—don't give up your legitimate rights. Maintain communication and be patient; though the process can be tedious, it usually concludes smoothly. Ensure safety and avoid private settlements to prevent future complications.
