How to Claim Compensation Under Compulsory Traffic Insurance When Fully at Fault?

1 Answers
TylerMarie
07/29/25 2:19pm
Compulsory traffic insurance compensation method when fully at fault: If the non-liable party is a motor vehicle, the no-fault limit in the other party's compulsory traffic insurance can compensate for your losses. If the non-liable party is a non-motor vehicle, your losses can only be borne by yourself. Compulsory traffic insurance is a mandatory liability insurance where the insurance company compensates for personal injuries, deaths, and property losses (excluding the vehicle's occupants and the insured) caused by road traffic accidents involving the insured motor vehicle, within the liability limits. Compulsory traffic insurance is China's first mandatory insurance system implemented under national law. Its premiums are uniformly charged nationwide as stipulated by the state, but the prices vary depending on the car model, with the main influencing factor being the "number of car seats."
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