How to Claim Compensation for Water Damage to New Energy Vehicles?

[ColinRose]

If the owner only purchases vehicle damage insurance and the vehicle is flooded, they can only receive compensation for damages to parts other than the engine, while the repair costs for engine damage must be borne by the owner themselves. If the owner purchases the main vehicle damage insurance and additionally buys water damage insurance, the insurance company will compensate for all damages caused by flooding, including the engine. Below are methods for identifying flood-damaged and accident vehicles: 1. Check the car locks: Look for signs of being pried open, damaged, or filled with glue. Then use the key to open each door to see if the locks are from the same set and whether each door lock can be turned easily. Note that if turning the key is very difficult or the key almost breaks before the door opens, it might be due to flooding causing the central control motor to rust and malfunction. 2. Engine compartment: Inspect the mounting brackets for the lighting and signal light groups in the engine compartment for breaks or looseness. Check the wire connectors and sockets; if there is a large amount of sediment or rust spots inside, it may indicate a flood-damaged vehicle.