How to Claim Compensation for Lost Wages and Transportation Expenses During Vehicle Repairs?
4 Answers
Methods for claiming compensation for lost wages and transportation expenses during vehicle repairs: 1. If lost wages are incurred due to personal injuries suffered by the party involved, the other party and the compulsory traffic insurance company can be jointly required to compensate based on the accident determination report. Lost wages cannot be claimed if no personal injuries are caused; 2. If vehicle damage is caused by a traffic accident, operational losses can be claimed for commercial trucks or buses during the repair period, while private car owners can claim compensation for the loss of alternative transportation. Items for personal injury compensation include medical expenses, nursing fees, lost wages, hospitalization meal subsidies, nutrition fees, transportation expenses, follow-up treatment fees, disability compensation, and consolation payments for mental distress.
I've been in a similar situation before. When my car was in an accident and sent for repairs, it delayed my work and cost me two days' wages, plus nearly a thousand yuan in daily taxi fares. Generally speaking, if the repairs are due to an accident where the other party is at fault, you can claim compensation for lost wages and transportation costs through the other party's car insurance. For example, you can calculate your average daily wage by collecting your pay stubs or a company certificate, and then reimburse taxi receipts with that. If it's your own car's issue and it's still under warranty, the manufacturer might partially cover rental car costs, but lost wages usually aren't compensated—you’ll have to bear that yourself. I recommend taking photos of the evidence early, contacting the insurance company to fill out forms, and avoiding delays that add to the burden. Also, when buying comprehensive insurance, ask clearly whether it includes this type of coverage—it can save a lot of hassle. Remember, don’t just accept the loss without doing anything; asserting your rights reasonably is the way to minimize damages.
Last time my car underwent a major overhaul, it took a whole week, causing me to be late for work and get docked pay, plus I had to shell out for a temporary rental car—total waste. Actually, reimbursement depends on the root cause: if it's accident-related, just track down the responsible party to claim compensation—I once got reimbursed directly from their insurer. For routine wear-and-tear repairs, forget it; you’ll have to budget carefully, like using public transit more to save on car costs or catching rides with friends. The key is keeping all receipts—bank statements to prove lost wages, taxi invoices or rental contracts as evidence. Otherwise, your word alone won’t cut it. My advice? Before repairs, clarify the timeline and plan backup transport so you’re not left scrambling. If your car insurance doesn’t cover this, upgrade ASAP for fuller coverage later.
As a driver with several claims experiences, I understand that the key to compensation lies in liability and evidence. If car repairs are due to an accident, lost wages can be calculated based on salary income with supporting documents, while transportation expenses require receipts. The non-liable party should prioritize pursuing liability, and personal insurance needs policy support, as standard third-party liability insurance doesn't cover these. In practice, I always promptly collect work-hour records and expense vouchers, submitting them to the insurance company or negotiating settlements, as lack of evidence often leads to claim rejection. When selecting insurance policies, always check if they include alternative transportation compensation – some comprehensive policies cover rental fees, but lost wages are rarely included. For prevention, maintaining an emergency budget is advisable to avoid sudden financial pressure.
