How to Claim Compensation for Comprehensive Auto Insurance?

1 Answers
ArcherAnn
07/30/25 9:38am
One is actual total loss, where the vehicle is completely destroyed and cannot be repaired; the other is constructive total loss, where the vehicle can be repaired, but the repair costs reach the actual value of the vehicle. Clearly explain the specific situation to the insurance customer service at the time, and then proceed with the specific compensation.
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