How to Claim Compensation for a Traffic Accident Without Vehicle Damage Insurance?
1 Answers
Vehicle damage insurance is used to compensate for the loss of your own vehicle. If you don't have it, you can only pay for repairs out of pocket. If the other party in a traffic accident is unable to compensate, the victim can file a civil lawsuit through the People's Court and apply for compulsory enforcement of the other party's property. The Traffic Safety Law stipulates that compensation within the scope of compulsory traffic insurance is covered by the insurance company. If the other party's vehicle owner violates the regulations and does not have insurance, the responsibility lies with the vehicle owner.