How to Claim Compensation for a Flooded Car During Mortgage Period?

1 Answers
RosalieLee
07/29/25 5:18pm
How the insurance company compensates for a flooded vehicle depends on the specific situation. If the engine is not damaged, the claim can be processed under the vehicle damage insurance. If the claim involves engine damage, it must be processed under the waterlogging insurance. Do not forcibly start the engine, as the insurance company will not be responsible for the consequences. After the car is flooded, you should immediately call the insurance company for an on-site inspection, promptly inform them of the vehicle's damage, and file a claim.
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