How to Claim Car Damage for Broken Car Glass?
2 Answers
Detailed instructions for claiming car damage due to broken car glass are as follows: 1. If the damage was not caused by a car accident, purchasing glass insurance will allow you to receive compensation. 2. If the glass was broken due to a car accident and it was the other party's fault, you can use the other party's compulsory traffic insurance and third-party liability insurance for compensation. 3. If the glass was broken due to a car accident and it was your own fault, as long as you have car damage insurance, you can file a claim. Additional information: 1. Car damage insurance refers to a type of commercial auto insurance where the insurance company compensates within a reasonable range for damages to the insured vehicle caused by an insurance incident while the vehicle is being used by the insured or an authorized driver. 2. Car damage insurance and third-party liability insurance are the basic types of vehicle insurance, primarily covering the loss of the insured vehicle and the loss caused to a third party by the insured vehicle during use.
I just bought a new car and soon a stone hit the windshield, causing a crack. I was so scared that I immediately pulled over, turned on the hazard lights to ensure safety. I took multiple photos and recorded videos as evidence, including close-ups of the crack and the surrounding environment. I called the insurance company to report the incident, and they asked about the time, location of the accident, and my policy number, recommending that I go to an authorized repair shop for repairs. The whole process went smoothly. I chose a specialized glass repair shop, and the replacement took only half an hour. The cost was fully covered because I had added glass coverage to my policy. I recommend car owners to regularly check the condition of their windshields. If damage occurs, don’t delay repairs, as it may lead to safety hazards such as water leakage or flying glass fragments, which can impair visibility and be even more dangerous.
