How to Check Vehicle Mortgage Status Online?

2 Answers
DiConnor
07/29/25 5:03am
First, check if there is any mortgage registration content in the motor vehicle registration certificate. If there is content indicating a mortgage, it means the vehicle has not been released from the mortgage. You can also go to the vehicle management department to inquire. Only the vehicle owner can make the inquiry, and you must go to the vehicle management office with the owner to check whether there is a mortgage registration. Insurance company inquiry. If it is a mortgaged vehicle, the beneficiary of the car insurance will be different. If it is a loan, the beneficiary will be the bank.
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Donna
08/12/25 8:41am
To check if a car has been mortgaged, the most straightforward way is to bring your ID card and vehicle license to the local vehicle management office. At the service window, tell them you want to check the vehicle's file status, and the staff will help you retrieve the mortgage registration records. Recently, it has been discovered that there are online methods as well. You can check through the Traffic Management 12123 App. After logging in, find the vehicle status in the motor vehicle services section, and some regions will display mortgage information. However, note that not all cities support online inquiries, so it's advisable to call the local vehicle management office to confirm first. If it involves a used car transaction, make sure the other party provides the original vehicle registration certificate. The second page of the green book clearly states the mortgage registration section.
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