How to Check the Previous Owner's Compulsory Traffic Insurance?
3 Answers
Check the compulsory traffic insurance label on the front windshield of the car. Review the insurance policy, which contains the specific date of insurance coverage. Call the insurance company's customer service for inquiries. Visit the local vehicle management office, administrative service hall, or insurance company counter for in-person verification. Download the mobile app of the insurance company that covers the vehicle or access their official website on a PC.
When buying a car, I was also curious about how to check the previous owner's compulsory traffic insurance, but I must remind you that private records cannot be viewed casually—it's a privacy issue. As the new owner, it's recommended to first visit the vehicle management office with the vehicle registration certificate and ID card to apply for a historical records search. They will provide insurance-related status. For example, you can also check by entering the license plate number on the 12123 APP, but this depends on whether the company has made this information available. In used car transactions, it's best to go through the dealer or specify the insurance history in the contract to confirm the vehicle has no accidents, which is more reassuring. In practice, take your time and avoid illegally obtaining information—safe driving is the most important thing.
When I changed cars before, I tried to check the previous owner's compulsory traffic insurance and found it quite troublesome. The insurance company said they needed an authorization letter from the previous owner to provide details. Checking the vehicle transfer records at the DMV was easier—just fill out a form, pay a fee, and get the document. APP queries are also convenient; just input the information. The key is that you must be the legitimate new owner; you can't just check out of curiosity. After a vehicle is transferred, the insurance is usually reissued, so there's no need to hassle with past records too much. But for safety, checking thoroughly can give you peace of mind.
