How to Check the Compulsory Traffic Insurance for Used Cars?
4 Answers
First, you can check the compulsory traffic insurance label on the front windshield of the car, which shows when the insurance expires. Check the insurance policy, which has the specific date of insurance coverage. If you can't find the current policy, you can also refer to previous policies and calculate by subtracting one year. Call the insurance company's customer service hotline to inquire. Generally, providing specific vehicle information will allow you to check the policy expiration date. You can bring your vehicle license and driver's license to the local vehicle management office, administrative hall, or insurance company counter for an in-person inquiry, which also allows you to consider renewing the insurance. You can download the mobile app of the insurance company that covers your vehicle or visit their official website on a PC. Enter your vehicle information to conveniently check the insurance status.
Checking compulsory traffic insurance for used cars, I know several simple methods. The most straightforward way is to use a mobile app like 'Traffic Management 12123'. After logging in, click on 'Vehicle Services' to view the electronic policy of compulsory traffic insurance, and you can also check the expiration date. Alternatively, you can visit the official website or public account of the insurance company, enter the license plate number and the owner's ID number to retrieve the records. If you're really afraid of trouble, just take the vehicle registration certificate and ID card to the DMV counter, and the staff can help you check it in no time. You can also call the insurance company's customer service, but remember to prepare the VIN and policy number. It's 2023 now, and most records can be handled online. However, I must remind you that when buying a used car, always check on the spot whether the compulsory traffic insurance is valid. Don't wait until after the transfer to find out it's expired. If you happen to encounter a situation where the previous owner didn't renew the insurance, it will be your responsibility if you're caught driving without it.
I recently bought a used car and had some trouble checking the compulsory traffic insurance. The dealer gave me a photocopy of the insurance policy, but I didn't trust it, so I searched for 'compulsory insurance query' on Alipay and entered the license plate number in the car owner services section to check the actual status. Surprisingly, the original owner's insurance was about to expire in two months, and I almost got scammed. Later, I also tried the official website of the insurance company and found that new owners need to update their information first before they can check. The easiest way is to ask the staff at the vehicle management office to print the insurance record directly during the transfer process, as their system is connected to the insurance company's database. A reminder to friends who want to buy used cars: always verify that the VIN on the insurance policy matches the actual car, as some older cars might have used temporary plates, leading to information discrepancies. It's best to check within three days before the transaction; checking too early might result in inaccurate information.
There are four main ways to check the compulsory traffic insurance for used cars: First, visit the official website of the China Insurance Association, find the policy inquiry entry, and enter the license plate number. Second, use mobile apps like the vehicle services section in WeChat City Services. Third, bring the vehicle registration certificate to the insurance company's counter. Fourth, call the insurance company's customer service hotline and provide the VIN for inquiry. Nowadays, the process is mostly digitized, and you can see the validity period and coverage amount within five seconds after entering the information. However, be aware that some smaller insurance companies may have slower system updates, which could cause delays in inquiries. If you encounter this situation, don't worry—asking the original owner to provide the payment receipt is the most reliable solution. There's also a hidden tip: check the compulsory insurance sticker on the windshield. Although it's no longer required to display it, it can serve as supplementary proof during claims.
