How to Check the Accident History of a Used Car?
2 Answers
Call the customer service of the insurance company to inquire about past accident records through the license plate number. You can also log in to the compulsory traffic insurance query platforms in various regions and enter the license plate number to view the accident history of the used car. Vehicle insurance accidents follow the car, not the owner. Even if the insurance company is changed, the accident and claim records will still follow the vehicle. Related information: 1. Accident vehicle: Refers to a vehicle that has suffered damage due to non-natural wear and tear accidents, resulting in a decline in mechanical performance and economic value. 2. Vehicle insurance: Refers to a type of commercial insurance that covers liability for personal injury or property damage caused by natural disasters or accidents involving motor vehicles.
I've bought several used cars, and checking the accident history is quite crucial. The most official method is to coordinate with the car owner and visit the insurance company's counter together to check the original policy records. Remember to bring copies of the owner's ID card and vehicle registration certificate. If you don't want to go through the hassle, many used car platforms now offer proxy checking services, but it usually costs a few dozen yuan. Just fill in the license plate and VIN, and you can basically get a report. Another way is to download the Traffic Management 12123 app, register, and check the vehicle's accident records, but you'll need the original owner's verification code. Personally, I most commonly use the China Insurance Information Technology's official WeChat account. By entering the license plate number, you can see the vehicle's claim history nationwide, which is quite comprehensive. However, be aware that some minor accidents might not have gone through insurance and thus won't show up, so it's still necessary to combine this with an on-site inspection of the car's condition.