How to Check Someone Else's Car Insurance?

[BrooklynRose]

First, check which insurance company issued the compulsory traffic insurance label on the other person's vehicle. Then, directly call the insurance company's phone number. Provide the license plate number to inquire about the car's insurance status.

[DelGia]

Wanting to check someone else's car insurance requires careful handling. I think it's best to ask the owner directly, as insurance is personal privacy, and random checks can easily infringe on rights. For example, last time I helped a neighbor handle an accident, we exchanged insurance policy information, which was simple and legal. If you're not familiar with the owner, don't force it; if there's a real need, you can obtain it through the insurance company or traffic police during accident negotiations, but that requires a legitimate reason. Remember, the key to safe driving is mutual trust—don't cause trouble over small things. During regular maintenance, just learn more about your own car's insurance details.