
Users can call the customer service hotline of the insurance company, follow the relevant prompts, provide vehicle information and the policyholder's details to inquire. Most insurance companies now offer online inquiry services. This method is also one of the most commonly used by young people. With the popularity of smartphones, major insurance companies have developed their own apps to facilitate users in making inquiries or purchasing insurance.

I've been riding motorcycles for several years and have summarized some good methods for checking insurance and annual inspections. For insurance, you can directly refer to the policy provided by the insurance company, which includes the effective and expiration dates. If you've lost the physical copy, most insurance company websites or mobile apps allow you to check by entering your license plate number or policy number. As for the annual inspection, the easiest way is to look at the sticker on the license plate, which will have the expiration year printed on it. I also like to use WeChat mini-programs, such as 'Traffic 12123'. After registering and linking your vehicle information, you can check the status anytime. Don’t delay these checks—if your insurance expires and you get into an accident, you’ll be at a disadvantage, and failing the annual inspection could result in fines and affect your ability to drive. I check once a month and set phone reminders to avoid forgetting. Fellow riders also say regular maintenance is key.

Checking motorcycle insurance and annual inspection is really not difficult. The first step is to find your insurance policy or log in to the official website to check the dates. The policy clearly states the validity period, and by logging into your account on the official website and entering your vehicle identification, you can see the details. The annual inspection is even more straightforward—the small sticker on your license plate clearly shows the expiration date. If there's no sticker, check the inspection records noted on the duplicate of your vehicle registration. Additional reminder: remember to regularly contact your insurance company to confirm details in case of any changes. For the annual inspection, it's best to schedule an appointment with the service center at least one month in advance to avoid wasting time in long queues on the last day. Once you develop the habit, I found that this ensures safe driving and reduces the risk of accidents.

As a beginner, I learned to check motorcycle insurance by first looking at the policy date or querying through the insurance app, where entering the license plate directly shows if it's valid. For annual inspections, the date on the license plate sticker is a clear reminder, and the vehicle registration also records the inspection information. It's recommended to conduct a unified check at the beginning of each year to avoid omissions that could affect legal travel. Mastering these basic methods is crucial to timely renewing insurance and completing inspections, protecting both yourself and your vehicle.


