How to Check Insurance Claim Records?

[MacBella]

Bring the vehicle owner's ID card and visit the insurance company's business outlet to inquire. Call the insurance company's customer service hotline for inquiries. Log in to the auto insurance official website, enter your ID card number, name, etc., to check.

[DelJake]

I've helped friends check their car's insurance claim records a few times before, and the most reliable method I've found is to go directly to the insurance company where the policy was issued. Just bring the vehicle owner's driver's license and ID card to their service counter, fill out an application form, and the staff will pull up all the historical records of reported claims in their system. Nowadays, you can also do it online by logging into the insurance company's app or official website, entering the license plate number and VIN in the policy inquiry section, and selecting the history records to view. If you find it troublesome, some used car platforms also offer paid inquiry services, but you should pay attention to the accuracy of the information. Checking this is quite important—it's how you verify if there are any major accident records before buying a car.