How to Check If the Compulsory Traffic Insurance for a Used Car Has Expired?
3 Answers
First, you can check the compulsory traffic insurance label on the front windshield of the car, which displays the expiration date of the insurance. Review the insurance policy, as it contains the specific date the insurance was purchased. If you cannot find the current policy, you can also check previous policies and calculate the expiration date by counting back one year. Call the insurance company's customer service hotline to inquire. Generally, providing the specific vehicle information will allow you to check the policy's expiration date. You can bring the vehicle's registration certificate and driver's license to the local vehicle management office, administrative hall, or insurance company counter to inquire in person. This also provides an opportunity to consider renewing the insurance. Download the mobile app of the insurance company or visit their official website on a PC. By entering your vehicle information, you can conveniently check the insurance status.
When checking if the compulsory traffic insurance is expired when buying a used car, my approach is quite straightforward: First, I search through the car documents for a copy of the insurance policy, which clearly states the expiration date. If I can't find it, I call the insurance company's customer service hotline and provide the license plate number for a quick check. Companies like Ping An and PICC usually provide feedback very quickly. Nowadays, there are also mobile apps like Alipay's insurance services or the Traffic 12123 app, where you can enter the license plate number and get instant results—super convenient. Last time I bought an older car, the insurance was about to expire, but luckily I discovered it early and renewed it in time to avoid fines. Compulsory traffic insurance is mandatory; driving without it is risky. Not only could you be liable for accident compensation, but you could also face points deduction and fines. So, before and after the transaction, make sure to check the insurance status and confirm the validity period—don't take it lightly. Making it a habit can save you a lot of trouble. Regular checks prevent problems before they arise, keeping you safe and secure.
Checking Used Car Compulsory Insurance Expiry I Often Use My Phone: Download Alipay or WeChat Mini Programs, Bind the License Plate, and Directly Check Insurance Details; Alternatively, Use the Insurance Company's Official APP to Register and View History; Entering Vehicle Information on the Traffic Management Bureau's Official Website Can Also Provide Instant Results. This Is Much Faster Than Traditional Methods—Previously, You Had to Dig Through Documents or Make Phone Calls, Wasting Time. When Buying, It's Best to Ask the Seller to Send a Screenshot of the Insurance Policy for Confirmation to Avoid Gaps. Not Renewing Compulsory Insurance Has Serious Consequences—Driving Illegally and Causing an Accident Makes You Fully Liable, and While a Fine of a Few Hundred Bucks Is Minor, the Psychological Burden Is Heavy. I Also Regularly Glance at the Insurance Status in the APP to Keep It Continuous and Stress-Free. In the Digital Age, This Method Is the Simplest and Most Practical—Keeping Your Car Well-Maintained Makes Life Smoother.
