How to Check if a Company Vehicle Has Insurance?
3 Answers
To check if a company vehicle has insurance, you can follow these methods: 1. Phone Call: The quickest way is to directly call the insurance company's customer service. Follow the instructions and provide your mobile number and license plate number to the customer service representative. After checking the auto insurance policy, the customer service can provide you with the required information over the phone, such as your policy number and its expiration date. 2. Official Account: Access the personal center through the underwriting company's official account. After registering and logging in with your mobile phone, enter the policy inquiry interface. Follow the instructions to find your policy number and electronic policy. 3. Mobile APP: Many insurance companies have developed their own mobile applications, which can help customers complete insurance services, file claims, and settle claims through their phones.
Our company manages vehicles quite systematically, and there are three main ways to check car insurance. The most straightforward method is to look through the vehicle's document folder, usually placed in the glove compartment on the passenger side, where both the blue-background compulsory insurance slip and commercial insurance slip are kept. The administrative department also maintains a ledger, recording each vehicle's insurance period and the contact details of the insurance company. With digital office work now, you can contact Xiao Li from the fleet management team via WeChat Work, enter the license plate number, and retrieve the scanned copy of the insurance policy. Remember to check the insurance sticker on the windshield, although it only contains basic information. If you can't find the physical documents, directly contact Xiao Wang, who is responsible for insurance, as he keeps a compressed folder of electronic policies on his computer and can email them to you within three minutes.
A veteran driver managing over a dozen company vehicles shares the method: First, check the insurance sticker on the upper right corner of the windshield—the round decal indicates the validity period of compulsory traffic insurance. Then, open the glove compartment on the passenger side; 90% of vehicles have a transparent document holder containing the paper policy. If you encounter a shared vehicle where it's been removed, directly call the administrative department’s internal line, provide the license plate number, and have the clerk check the electronic records. Last week, I helped a newcomer look it up—the payment records for insurance premiums are still visible in the financial system. It’s recommended to spend five minutes at the end of each month checking the insurance status of your frequently used vehicles. When the policy is nearing expiration, the admin department will post a reminder note on the steering wheel in advance.
