How to Check if a Car is Mortgaged?
2 Answers
Record the original rubbing number from the vehicle's engine and then submit it to the vehicle management department for verification. The original rubbing number on the engine is generally difficult to forge. It is important to request to see the original purchase invoices from the mortgage borrower. These invoices are relatively difficult to counterfeit and are more authentic. If scammers intend to resell a rented car, they will inevitably produce matching fake documents. Buyers with low vigilance may easily believe the vehicle's legal origin upon seeing these. The authenticity of these documents and procedures is sometimes not easy to distinguish. Therefore, the best way to prevent fraud is to pay the car payment only after completing the vehicle transfer procedures.
As a new car owner, I remember when I was worried about potential lien issues with my car, I went to the local vehicle management office. I brought my ID card and vehicle license, queued up for a query, and the staff quickly retrieved the registration information to confirm the lien status. If a lien mark is found, it means the car is mortgaged, and you should immediately contact the original owner or the lending institution to clear the debt. New car owners must thoroughly check the vehicle's history at the time of purchase; otherwise, major issues like vehicle repossession or fines may arise during the transfer process. Regular vehicle condition checks can reduce unexpected incidents, especially ensuring complete and accurate repayment records after financing a car. In short, going directly to the authoritative department is the most reliable method.
