How to Check if a Car Has Insurance?
2 Answers
Generally, you can check the start and end dates of the insurance, but you cannot find out which company the insurance was purchased from. However, the prerequisite is that you must know the license plate number and provide relevant proof to make the inquiry. You can use the information from the vehicle registration certificate, including photocopies, and then inquire at the insurance company's counter.
Checking if a car has insurance is something I always pay special attention to when buying a car, because if there's no insurance and an accident happens, I would be held responsible. The most straightforward method is to ask the car owner or the insurance company—just call their customer service, provide the license plate number or engine number, and they can check it for you. Nowadays, many insurance policies have been digitized, so you can use official apps to check, like the Traffic Management 12123 app, where entering the vehicle information will give you a clear picture. Additionally, sometimes you can see an insurance label sticker on the windshield, but some places no longer require it, so you still need to confirm through the policy. I learned this the hard way—when I bought a used car without checking properly, I missed an insurance payment, got fined by the traffic police, and it even affected my credit. I recommend everyone verify before any transaction—it saves money and gives peace of mind.