How to Check If a Car Has Had Any Insurance Claims?
2 Answers
Query methods are as follows: 1. Counter inquiry: Bring your ID number or policy number to the insurance company's business outlet for inquiry. 2. Phone inquiry: Users can directly call the insurance agent or the company's customer service center for inquiry. 3. Online inquiry: Enter the name of the insurance company you insured with plus auto insurance, then input the license plate number to be checked and the policyholder's ID number to proceed with the inquiry. The following is an introduction to auto insurance: 1. Introduction: Auto insurance, also known as motor vehicle insurance, referred to as car insurance. It is a type of commercial insurance that covers liability for personal injury or property damage caused by natural disasters or accidents involving motor vehicles. 2. Classification: Auto insurance can be specifically divided into commercial insurance and compulsory traffic insurance. Commercial insurance also includes two parts: main vehicle insurance and additional insurance.
To check if a car has been in an accident, I personally think the most reliable method is to start with the Vehicle Identification Number (VIN). The VIN is like a car's ID card, usually found on the lower left corner of the windshield or inside the door. I always make a note of this number and then use online services like Carfax or similar domestic platforms to look up the vehicle's history. Just enter the VIN, and you can see records of accidents, repair history, and insurance claim details. This method is straightforward—just spend a few dozen dollars to buy a report. When I bought a used car before, this helped me avoid a vehicle that had been in an accident; the report showed the headlights had been repaired and there was an insurance claim. Don’t forget that free queries might miss some details, so the paid version is more comprehensive. After checking, if the report is clean, take it for a test drive to confirm everything is fine—this way, you’ll feel more confident.
