How to Check Compulsory Traffic Insurance for Transferred Vehicles?
3 Answers
Generally, when repairing accident vehicles, insurance claims are filed. Once a claim record appears, it can be determined what kind of accident the vehicle has been involved in. Most car owners, if their vehicles have been in an accident during the warranty period, will choose to have them repaired at a 4S shop to avoid affecting the warranty.
Last time when I helped a friend check the compulsory traffic insurance for a transferred vehicle, I found the most reliable method was to directly visit the insurance company's counter with the new vehicle license and ID card. That day at the Ping An Insurance branch, I saw several people handling this. The counter staff quickly retrieved and printed the policy details using their system, and could also update the policyholder's information on the spot. Just remember to go on weekdays, as many branches are closed on weekends. If you're in a hurry for a vehicle inspection, you can also call the insurance company's customer service and provide the license plate number to check. However, if the transfer was completed over a week ago, the new information might not be available. I encountered this situation myself and ended up having to visit the counter to resolve it.
I usually check this kind of information on my phone. Most insurance company apps can handle this now. Download the corresponding insurer's app, register and log in using the car owner's ID card, then look for the electronic policy option in the policy services section. Last week when I helped my neighbor check PICC's compulsory traffic insurance, I found that after a vehicle transfer, you need to first apply online to change the policyholder information by uploading the new owner's ID card and vehicle license photos. Only after approval can you view the complete policy. The whole process took about two hours, which is much more convenient than visiting a service center. By the way, the 12123 app recently added a compulsory traffic insurance query feature, but I haven't tried how well it works yet.
