How to Check a Vehicle's Accident Record?
3 Answers
Log in to the traffic bureau's website, enter the vehicle's license plate number and engine number in the vehicle violation query section to access the violation query page. In addition to the traffic bureau's website, vehicle owners can also inquire at the local traffic bureau's service window. Vehicle owners can call the insurance company's customer service hotline to check the vehicle's accident record. The vehicle's accident record follows the car, not the owner. Exercise caution when considering purchasing a vehicle with a high number of accident records, as it may affect the vehicle's insurance renewal.
I just helped a friend check the insurance claim history of a used car, and there are several common methods. The most reliable way is through the official channels of insurance companies—you can log in to your account via their mobile app or official website, enter the Vehicle Identification Number (VIN), and retrieve the complete claim records. If you don't know the original insurance company, you can also visit the traffic management office with the vehicle registration certificate to apply for a printed report. Nowadays, third-party platforms like Alipay's city services also offer query functions, but be sure to choose official entry points. After entering the license plate number and engine number, facial recognition verification is required. Remember to obtain the owner's authorization letter beforehand to avoid privacy disputes. It's advisable to compare results from 2-3 different channels—minor scratches might be missed, but major accidents are usually recorded.
I often handle vehicle claim inquiries, and the straightforward approach is to check official records. The most direct method is calling the insurance company's customer hotline—provide your license plate number and owner ID for verification, after which the agent will email you the claim history. Alternatively, try the online platform of the Insurance Association; the National Auto Insurance Information Platform's official website allows VIN-based searches for the most accurate results, displaying claims records from all underwriting insurers. The easiest way is using the vehicle license photo on the 12306 mobile app, where traffic violation and insurance data are interconnected. Key reminder: never trust used car dealers' so-called vehicle reports—only DIY checks can prevent buying flood-damaged or odometer-tampered cars.
