How to Check a Car's Insurance Claim and Repair Records?
2 Answers
You can directly check online by entering the name of the insurance company you are insured with plus auto insurance. After opening the auto insurance page of PICC, look for the policy inquiry and click on "Policy Inquiry and Claim Inquiry". Then enter the license plate number of the car you want to check and the ID number of the policyholder to proceed with the inquiry.
To check a car's insurance claim and repair history, as someone who frequently buys used cars, I find there are quite a few methods. First, obtain the vehicle's VIN, that string of numbers like an ID card, usually found on the lower left corner of the windshield or on the vehicle registration. Then, contact the insurance company by phone, provide the VIN and your identification, as they need to confirm you're the owner or have authorization to check the claim history. Another practical way is to use third-party services like Carfax or local equivalents, input the VIN, pay a few dozen dollars, and download a full report, which includes details of accidents, repairs, replaced parts, etc. This trick is especially useful—I often use it when buying used cars to avoid accident vehicles and save on hefty repair costs later. Be mindful of privacy issues; non-owners need an authorization letter to query, or they might be denied. Lastly, don’t forget to consult repair shops, as they sometimes have internal records.
