Changing the name on a car title, officially known as transferring title ownership, is a process you must complete after buying, selling, or receiving a vehicle. The core steps involve correctly signing the existing title, completing any required state-specific forms (like a bill of sale), and submitting these documents along with payment for fees and taxes to your local Department of Motor Vehicles (DMV) or equivalent agency. The most critical part is ensuring the seller's signature on the title exactly matches the name printed on it, as any discrepancy can invalidate the transfer.
The specific requirements, forms, and fees vary significantly by state. You'll typically need the signed title, a bill of sale, an odometer disclosure statement, and a valid form of identification. If there's a lien on the vehicle, you'll need a lien release document. Some states also require a smog or safety inspection certificate before the transfer can be finalized. It's highly recommended to check your local DMV's website for a precise checklist to avoid multiple trips.
| State-Specific Requirements (Examples) | Title Transfer Fee (Approximate) | Documentation Required (Beyond Signed Title) | Special Notes |
|---|
| California | $15 + use tax | Bill of Sale (REG 135), Odometer Disclosure | Smog certification required for most transfers. |
| Texas | $28-$33 + other fees | Application for Texas Title (Form 130-U), Vehicle Inspection Report | New residents have 30 days to title and register. |
| Florida | $75.25 + service charge | Bill of Sale, Odometer Disclosure (if applicable) | No safety or emissions inspections for title transfer. |
| New York | $50-$75 + sales tax | Bill of Sale (DTF-802), Proof of Insurance, Proof of Inspection | Sales tax is based on the purchase price. |
| Illinois | $95 (for standard vehicle) | Vehicle Transaction Application (VSD 190), Certification of Tax Paid (RUT-1) | A $95 title fee is included in the total. |
After submitting the correct paperwork and payment, the DMV will process your application and issue a new title in your name, which can take a few weeks to arrive by mail. Until you receive the new title, keep the DMV receipt as temporary proof of ownership. Remember, driving a vehicle without properly transferring the title is illegal and can lead to fines and complications.
