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How to Calculate the Total On-Road Price of a Car?

1 Answers

NadiaDella

07/29/25 5:50pm

Car on-road price refers to the total cost required to purchase a car. Car on-road price = Ex-factory price (4S store car price) + purchase tax + car insurance (compulsory traffic insurance and commercial insurance) + vehicle usage tax + license plate inspection fee. The following are the specific components of the car on-road price: Ex-factory price: The ex-factory price is the selling price of the car at the 4S store, generally referring to the price of the car after discounts, excluding other fees. Vehicle purchase tax: A mandatory fee when buying a car, approximately 8.55% of the ex-factory price. Car insurance: Car insurance includes compulsory traffic insurance and commercial insurance. Compulsory traffic insurance is mandatory, while the latter is optional. Vehicle usage tax: A mandatory tax when purchasing a car, and it needs to be paid annually. License plate fees: License plate fees include service fees, document fees, and license plate fees.

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