How to Buy Insurance for Company-Owned Vehicles?

[NaomiFitz]

To purchase insurance for company-owned vehicles, you need to bring the vehicle registration certificate, a copy of the organization code certificate, a copy of the business license, and the previous year's insurance policy to apply for coverage. If it's the first time insuring a new vehicle, you also need to bring the vehicle qualification certificate and the purchase invoice.

[MilaDella]

I'm quite familiar with insuring company vehicles, and it mainly involves three steps. First, prepare the business license and company seal, along with the vehicle registration certificate and the legal representative's ID card, then take these documents to the insurance company. It's advisable to opt for a combination of compulsory traffic insurance and commercial insurance, especially not skimping on third-party liability insurance, which can provide a safety net in case of accidents. Be sure to use the company's name on the policy, never an individual's name, or you might run into tax-related issues. Nowadays, many insurance companies have dedicated service windows for corporate vehicle insurance, making it possible to complete all procedures in one visit. When renewing the insurance, remember to review the previous claims history to secure a better price.