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How to Buy Insurance for a Used Car?

1 Answers

VonKaylee

08/28/25 4:20am

There are several methods to purchase insurance for a used car: offline purchase; official website purchase; app purchase. Below is more information about auto insurance: 1. Compulsory Traffic Accident Liability Insurance (CTPLI): This is a mandatory liability insurance where the insurance company compensates for personal injury, death, or property damage caused to victims (excluding the vehicle's occupants and the insured) within the liability limits in the event of a road traffic accident. CTPLI is a compulsory insurance mandated by national law, with premiums set at a nationally unified rate. 2. Commercial Insurance: Commercial insurance supplements CTPLI and mainly includes Third-Party Liability Insurance, Vehicle Occupant Liability Insurance (covering both driver and passengers), Vehicle Damage Insurance, and Whole Vehicle Theft and Loss Insurance. 3. Other Insurances: Additionally, supplementary insurance types can be purchased based on individual or vehicle circumstances, such as Glass Breakage Insurance, Spontaneous Combustion Insurance, etc.

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