How to Buy Auto Insurance?

[MacLondyn]

Steps to purchase auto insurance are as follows: 1. Choose a reputable and qualified seller. 2. You can buy directly from an insurance company or opt for an auto dealer to handle the process. 3. There are two main types of auto insurance to consider. One is compulsory traffic insurance, which is mandatory by the state. The other is commercial insurance, which includes primary and additional coverage. Commercial insurance provides basic protection in case of an accident. The configuration of auto insurance is directly related to the vehicle itself and the driver's habits. Starting with the vehicle, if it's a new car, it's advisable to add comprehensive theft coverage on top of purchasing vehicle damage insurance, third-party liability insurance, and passenger insurance, as new cars are at higher risk of theft compared to older ones. As for additional coverage like glass insurance or water damage insurance, these can be selected based on the vehicle's operating region. Finally, when purchasing all types of insurance, make sure to include the 'no deductible' clause; otherwise, you will have to bear a portion of the costs regardless of the type of claim.