How to Buy a Car in Installments?
1 Answers
Installment payment is a commonly used transaction method in modern times. Go to a 4S store to select your favorite vehicle, pay the down payment to the 4S store to get the invoice, and prepare copies of your ID card and household register. According to the bank's requirements, provide proof of income. If the format of the proof does not meet the bank's requirements, it will be invalid. The following points should be noted when purchasing a car in installments: 1. Ex-factory price: After selecting a car model, first negotiate the ex-factory price with the car salesperson. Be sure to remember it is the ex-factory price, and then discuss the discounted price. 2. Loan handling fee: The loan handling fee is generally 3% of the loan amount. Do not pay any additional fees.