How to Assess Vehicle Damage in an Accident?
2 Answers
After a traffic accident occurs, the first step is to call the police. The traffic police will determine the liability for the accident, and the vehicles and items involved in the accident will be handed over to the traffic police department for unified custody. No matter when the accident occurs, it is essential to notify the insurance company. Upon receiving the notification, the insurance company will promptly dispatch surveyors to conduct an on-site inspection. After all procedures are completed, the accident vehicle can be sent to a repair shop for maintenance. Based on the repair invoice provided by the vehicle owner, along with the damage assessment report, the insurance company will provide corresponding compensation.
I remember that minor scrape before. First, I parked the car in a safe spot and turned on the hazard lights. Then, I got out to carefully inspect the exterior damage, like dents on the door, paint scratches, or broken lights, and took photos from multiple angles, including front, back, sides, and close-up details. Next, I popped the hood to check for oil leaks or loose parts. If any dashboard warning lights were on, it might indicate a damaged internal sensor. In such cases, don’t just drive off—take it to a repair shop so they can use professional tools to check for chassis or frame deformation. I’ve changed a tire myself before, but for a proper assessment, it’s better to leave it to the professionals to avoid missing hidden issues. Finally, I contacted the insurance company, sent photos to the assessor, and got some costs reimbursed. In short, after an accident, prioritize safety first, then assess the damage to avoid secondary harm—and don’t underestimate repair costs.
