Adding someone to your car registration, also known as adding a co-owner, is a straightforward process handled by your local Department of Motor Vehicles (DMV). The exact steps and required documents vary significantly by state, but the core action almost always involves applying for a new certificate of title that includes both names. You cannot typically just add a name to the existing registration; the vehicle's title must be updated first.
The most common method is to complete a title transfer application. You'll need to surrender your current title and submit a new title application with both your name and the new co-owner's name listed. The key is specifying the correct co-ownership type on the new title. The two main types are:
- Joint Tenancy with Right of Survivorship: If one owner passes away, full ownership automatically transfers to the surviving owner without probate.
- Tenancy in Common: Each owner holds a divisible share of the vehicle (e.g., 50/50 or 70/30), which can be passed to an heir upon death.
You will both need to provide proof of identity, and the vehicle may need a current smog or safety inspection certificate. Be prepared to pay title transfer fees and any applicable sales tax. If there is an outstanding loan on the car, the process becomes more complex as you'll need the lender's involvement to release the lien before any ownership changes can be made.
The table below outlines the general requirements and examples of state-specific variations:
| Requirement / Fee Type | General Description | California Example | Texas Example | New York Example |
|---|
| Primary Form | Application for Duplicate or Transfer of Title | REG 227 form | Form VTR-130 | MV-82TO form |
| Current Title | Must be surrendered/signed over | Required | Required | Required |
| Smog Certificate | Often required for transfer | Required | Not required for transfer | Safety inspection required |
| Base Fee (Approx.) | Varies by state | $21 | $28 | $50 |
| Sales/Use Tax | Based on vehicle value | 7.25% + local tax | 6.25% | 4% state tax + local fees |
| Co-owner Presence | Often both must sign | Not always required | Both signatures required | Both must sign |
The safest approach is to visit your state's official DMV website or call ahead to confirm the specific documents and fees required. This avoids multiple trips and ensures the change is processed correctly.
