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how soon can you refinance a car

1 Answers
JasperLee
12/18/25 11:40am

You can often refinance a car as soon as you have made a few on-time payments, though some lenders have waiting periods of 60 to 90 days to allow for the initial paperwork to be settled. For the greatest benefit, it's generally advisable to wait a year for your credit score to improve after the initial loan and to have at least two years left on the current loan to maximize interest rate savings.

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