How Should Compensation Be Handled When an Electric Vehicle Collides with a Parked Car?
3 Answers
When an electric bicycle collides with a parked car, if the car is parked in a designated parking space and the electric bicycle is fully at fault, or if the car is illegally parked, then the electric bicycle bears the primary responsibility for the accident. Relevant information includes the following two points: 1. Legal provisions: According to Article 60 of the "Road Traffic Accident Handling Procedures," the traffic management department of the public security organ shall determine the responsibility of the parties based on the role of their actions in causing the accident and the severity of their fault; 2. Determination timeline: The traffic management department of the public security organ shall prepare a road traffic accident determination within ten days from the date of on-site investigation. For hit-and-run cases, the determination shall be made within ten days after the vehicle and driver involved are apprehended. If inspection or appraisal is required, the road traffic accident determination shall be prepared within five days from the date the inspection report or appraisal opinion is finalized.
I've been driving for over a decade, and when that electric bike hit my parked car, I really felt the new rider was too careless. The fault definitely lies with the electric bike rider - my car was stationary. First thing I did was check that no one was hurt; if there were injuries, I'd have called 120. With no injuries, I stayed calm and took photos - full shots of the vehicles' positions and close-ups of all scratches, otherwise it's hard to prove later. Then we exchanged info: names, phone numbers, addresses and insurance policy numbers. I contacted my insurer to report the claim - they sent an assessor and directly covered my repair costs. The repairs might cost around 2,000 yuan, with insurance covering most; if the other party's uninsured, you'd need to pursue compensation or negotiate privately - I recommend going through insurance first for peace of mind. This incident taught me to stay focused when cycling and that roadside parking spots are particularly hazardous. The claims process isn't complicated, but solid evidence is crucial to avoid disputes.
Just got my driver's license and I hit a parked car while riding an electric scooter, totally panicked. Immediately stopped to apologize—thankfully no one was hurt. In the rush, took some blurry photos that almost caused trouble. The car owner came over and taught me to exchange phone and insurance info. My scooter has commercial insurance, so I quickly reported it to the insurer for handling. Repairs will be covered based on their liability assessment. For minor damages, we might settle privately, but it’s safer to go through insurance to avoid losses. Learned a lesson: slow down in parking areas and stay alert. The claims process is simple: take photos, gather evidence, contact insurance to cover repairs—usually just a few hundred bucks. As a newbie, it’s easy to get flustered, so having a friend or family member help navigate avoids being taken advantage of. Safety first—way more important than paying for damages.
