How Much Seat Insurance Should You Buy for Auto Insurance in 2021?

[RebeccaFitz]

Generally, the coverage amount for auto seat insurance ranges between 10,000 to 50,000 RMB. Auto seat insurance can typically be divided into two parts: ① Driver seat insurance; ② Passenger insurance. Seat Insurance and Passenger Insurance: These two types of insurance are usually purchased together, but they can also be bought separately. Passenger insurance is mainly based on the number of seats in the vehicle, so when selecting passenger seat insurance, the quantity should correspond to your vehicle's seating capacity. Seat insurance refers to coverage where, in the event of a traffic accident (excluding intentional human actions) resulting in injuries or fatalities to the driver or passengers inside the vehicle, the insurance company will provide a certain amount of compensation for accident-related expenses or medical costs. Related to the Number of Seats: Generally, the coverage level is closely tied to the premium for seat insurance—the higher the coverage level, the greater the compensation amount. It also has a certain relationship with the number of seats in the vehicle, resulting in different seat insurance options.