How much is the compulsory traffic insurance and vehicle and vessel tax for a 3.6L displacement vehicle?
4 Answers
Here is a detailed introduction to the prices of compulsory traffic insurance and vehicle and vessel tax for a 3.6L displacement vehicle: 1. Vehicle and vessel tax: For passenger vehicles with a seating capacity of 9 people (including the driver) or fewer, the tax is categorized based on engine cylinder capacity (displacement). For displacements above 3.0L up to 4.0L (inclusive), the annual base tax amount ranges from 2,400 yuan to 3,600 yuan per vehicle. 2. Compulsory traffic insurance: The compulsory traffic insurance is charged based on the vehicle model, with different price standards for different vehicle types. For example, a family-use car with 6 seats or fewer requires an annual payment of 950 yuan for compulsory traffic insurance; a non-business-use car for enterprises with 6 seats or fewer requires an annual payment of 1,100 yuan for compulsory traffic insurance. For a 3.6L family-use car with 6 seats or fewer, the total annual cost of compulsory traffic insurance plus vehicle and vessel tax ranges from 3,350 yuan to 4,550 yuan.
I remember just helping my brother renew the insurance for his 3.6L Touareg last month. The compulsory traffic insurance is fixed at 950 yuan per year, no dispute there. But the vehicle and vessel tax is more complicated—it depends on where you drive the car. Here in Hebei, the annual tax rate for engines between 3.0L and 4.0L is around 2,400 yuan, while in places like Shanghai, it can exceed 3,000 yuan. Combined, it costs over 3,000 yuan annually—not cheap at all. I often hear from my mechanic friends that higher displacement means higher fuel consumption and higher taxes. They recommend checking the latest standards on the local tax bureau’s website at the start of each year to avoid unnecessary trips. Paying on time is crucial, as late payments incur fines and can affect vehicle inspections. Oh, and drive safely—fewer claims can help lower your premiums.
I own a 3.6L SUV myself, and tax declaration gives me a headache every year. The compulsory traffic insurance costs 950 yuan and remains basically unchanged, while the vehicle and vessel tax varies by region. For example, in Beijing, the annual tax for a 3.6L displacement might be around 2700 yuan, and it could be slightly lower in southern cities. Just these two expenses add up to nearly 4000 yuan, which is a significant portion of my household budget. I didn’t think much about it before, but later I learned that higher displacement leads to higher taxes for environmental reasons, as the government encourages people to switch to smaller cars. In practice, I can pay at the vehicle management office or online, and I recommend handling it early to avoid the end-of-month rush. A hassle-free method is to set a reminder and check the insurance policy’s expiration date to avoid missing the renewal. To save money, driving gently and avoiding speeding can improve fuel efficiency and indirectly reduce costs.
Back when I bought a used sports car with a 3.6L displacement, the insurance premiums and taxes were real money burners. The compulsory traffic insurance at 950 yuan is a fixed rate, no problem there, but the vehicle and vessel tax varies with engine size and local policies. When I drove it in Guangdong, the tax was about 2,500 yuan annually—higher in northern cities. All in, costs exceeded 3,000 yuan, which really stung. My advice to newcomers: don’t impulsively buy a high-displacement car. Heavy taxes aside, parking fees are steep too. For the first year’s tax after registration, remember to pay directly at the local tax office—official websites also list tax rate tables. And with these cars, maintenance can’t be skimped; high displacement means parts wear easier, leading to hefty repair bills. Bottom line: drive carefully—it always pays off.
