how much is car warranty

[EmmettAnn]

The cost of a new car warranty can vary dramatically, typically ranging from $1,200 to over $4,000, depending on the level of coverage, car brand, and term length. This price is for an extended warranty purchased separately, not the factory warranty that comes with a new car. The factory warranty, often called a "bumper-to-bumper" warranty, is included in the new vehicle's price and usually lasts 3 years/36,000 miles.

The final price is influenced by several key factors. The type of coverage is the biggest one. A basic powertrain warranty, which only covers the engine and transmission, is the cheapest. A top-tier exclusionary warranty (often called "bumper-to-bumper") that covers almost everything except a short list of excluded items is the most expensive. The term length (e.g., 5 years/60,000 miles vs. 10 years/100,000 miles) and your vehicle's make, model, and mileage also significantly impact the quote. Luxury brands and vehicles with complex electronics will always cost more to cover.

You almost always have room to negotiate the price of an extended warranty. Dealerships have high margins on these contracts. It's also smart to get quotes from reputable third-party providers, as they can be more affordable than dealership-offered plans.

Warranty Tier	Typical Cost Range	Coverage Focus	Ideal For
Powertrain Only	$1,200 - $2,500	Engine, transmission, drivetrain	Budget-conscious owners, reliable cars
Stated Component	$1,800 - $3,200	Covers specific listed parts	Good middle-ground option
Exclusionary	$2,500 - $4,500+	Covers everything except a short list	New cars, luxury brands, peace of mind
Wrap Plan	$3,000 - $5,000+	Adds to powertrain to mimic bumper-to-bumper	Leased vehicles, comprehensive coverage

Always read the contract details carefully. Pay attention to the deductible (the amount you pay per repair), claim limits, and the claims process. A warranty from a highly-rated provider with a strong financial backing is more valuable than a cheap plan from a company that might not be around to pay claims.

[OGianna]

Honestly, you're looking at a couple thousand bucks, easy. When I bought my SUV, the finance guy pushed a 5-year plan for like $3,000. I said no thanks. A year later, I found the same coverage from a well-known company online for under $2,000. My advice? Don't buy it the day you get the car. Do your homework later. The price isn't set in stone; you can haggle on it just like the car itself.

[StDaisy]

Think of it as insurance for your repair bills. The cost isn't one-size-fits-all. It depends entirely on what you're protecting. A simple plan for just the engine and transmission might be around $1,500. But if you want coverage for all the tech, the infotainment screen, and the power seats, you could be paying $3,000 or more. Your car's age and mileage the moment you buy the warranty are huge factors in the final number.

[AubreyAnn]

For my Honda, a 5-year/100,000-mile top-tier warranty was quoted at $1,800. For my neighbor's BMW, a similar plan was over $4,000. The difference is repair costs. German parts and labor are simply more expensive, so the warranty costs more. The key is to get multiple quotes. Check with the manufacturer, your credit union, and independent companies. Compare the contracts line-by-line, not just the price. A cheap warranty with a $200 deductible and poor reviews isn't a good deal.