Browse

Antiques Collectibles Apparel Baby Kids Items Books， Movies And Music Electronics Free Stuff Garden Outdoor Health Beauty Home Goods Home Improvement Supplies Musical Instruments Office Supplies Pet Supplies Sporting Goods Ticket Toys Games Transportation Others

Used Cars New Cars Others

Business Crafts Design And Web Events Home Improvement Legal Lessons Personal Pets Photography Repair And Technical Support Wellness Writing， Translation， And Transcription Others

Activities & Groups Artists & Musicians Classes & Lessons Events Friendship & Networking Lost & Found Rideshare Sports Teams Volunteers Travel & Travel Partners Skills & Language Swap Other

How Much Insurance Compensation for Water-Damaged Cars in Natural Disasters?

1 Answers

KhloeRose

07/30/25 4:23am

Insurance compensation for water-damaged cars in natural disasters: The payout depends on the vehicle's value, repair costs, and is calculated based on a certain proportion according to actual circumstances. Below is relevant information about insurance company compensation for water-damaged cars: 1. Coverage under Auto Damage Insurance: Compensation is only available if the commercial auto insurance includes Auto Damage Insurance. The coverage includes rescue costs, cleaning expenses, and damages to electrical components or interior parts. However, engine damage caused by flooding or driving through water is generally excluded. 2. Purchase of Water Wading Insurance: If the vehicle has Water Wading Insurance, all damages, including engine damage, are compensable. If the driver forcibly starts the engine after the vehicle is water-damaged, causing engine damage, the insurance company will not compensate for the engine, even if both Auto Damage Insurance and Water Wading Insurance are purchased, and will only cover repair costs excluding the engine.

Was this review help?

2

1

Share

More Forum Discussions

Is Throttle Body Cleaning Necessary?

Throttle body cleaning is necessary. After prolonged use, carbon deposits will accumulate near the air flow valve plate of the throttle body. In severe cases, it can even clog the preset idle air intake opening. These issues can lead to sluggish throttle response, unstable idle speed, or even engine stalling. Therefore, the throttle body needs to be cleaned. Cleaning the throttle body every 20,000 to 40,000 kilometers is sufficient. If the driving conditions are harsh, the cleaning interval should be shortened. However, excessive cleaning can cause premature failure of the throttle body. Frequent cleaning gradually removes the special coating inside the throttle body chamber. Without this coating, the chamber becomes more prone to oil and grime buildup, creating a vicious cycle that ultimately leads to failure.

Can Antifreeze Be Mixed?

Antifreeze cannot be mixed. Although the main components of domestic antifreeze are the same, the additives used by different manufacturers vary. To distinguish between types, various colorants are added, such as light green, green, light blue, dark blue, pink, orange-red, red, etc. If mixed, different additives may undergo chemical reactions, which can have adverse effects on the radiator. Antifreeze should be added between the MAX and MIN indicator lines. Many people think antifreeze is only used in winter, but in fact, it is used year-round. Automotive antifreeze is mainly used in the cooling systems of liquid-cooled engines, offering excellent performance in preventing freezing in winter, boiling in summer, scale buildup, and corrosion.

What is the Principle of the Rearview Camera System?

The principle of the rearview camera system is based on visual measurement rearview technology. It relies on a camera at the rear of the vehicle to display road condition information behind the car on the central display screen. The driver can move the square representing the vehicle body freely on the screen via the touchscreen. If the position is appropriate, the square will change from red to green. At this point, simply engage the reverse gear and control the vehicle speed to complete automatic reversing. Limitations of the rearview camera system: 1. Ice, snow, or mud covering the camera; 2. Dark environmental lighting; 3. Extreme conditions such as sun glare or headlights from a vehicle behind; 4. Deformation or damage to the rear of the vehicle; 5. Extremely high or low temperatures and significant temperature fluctuations.

How to adjust the center console time on the Buick Encore?

Method to adjust the center console time on the Buick Encore: Press and hold the clock button, then use the H and M buttons to adjust the hours and minutes. After adjustment, press the clock button again to confirm. The Buick Encore features a MacPherson independent front suspension and a compound torsion beam rear suspension. The Buick Encore is a compact SUV under the Buick brand, equipped with two engine options: a 1.0-liter turbocharged engine and a 1.3-liter turbocharged engine. In terms of body dimensions, the vehicle measures 4295mm in length, 1798mm in width, and 1607mm in height, with a wheelbase of 2570mm.

Why is water bubbling out of the car radiator?

Reasons for water bubbling out of the car radiator: 1. Engine overheating or high pressure can cause water overflow, or a damaged cylinder head gasket can also lead to water bubbling; 2. A faulty radiator cap, which contains a one-way valve, can cause water to bubble out if it's damaged; 3. Air trapped in the radiator or engine that is difficult to expel, or loose hose seals allowing air to enter, can cause coolant to be forced out of the radiator during circulation by the air pressure; 4. A cracked engine cylinder liner can allow compressed gas from the cylinder to forcibly push coolant out of the radiator during operation. The car radiator, also known as the heat exchanger, is a key component in the car's cooling system. Its function is to dissipate heat. The coolant absorbs heat in the water jacket, flows to the radiator to release the heat, and then returns to the water jacket in a continuous cycle.

Why does the car's water temperature rise slowly?

Reasons for slow rise in car water temperature: 1. The thermostat is damaged and cannot close, causing the coolant to always circulate in the large loop, which quickly lowers the engine's water temperature; 2. The cooling fan is faulty and constantly running, leading to a rapid drop in water temperature; 3. Insufficient coolant. The solution for slow water temperature rise is: Check if there are issues with the cooling system, such as: whether the shutters are blocked, whether the fan blades are deformed, or whether the water temperature sensor and circuit are short-circuited. You can remove the thermostat and place it in water at different temperatures to observe its opening condition. If it cannot open and close normally, replace the thermostat.

Trending Ranking

How to check the production date of Lavida?

Which company owns Leapmotor?

Does the Tiguan L meet China 6 emission standards?

What is Lynk & Co as an automobile company?

How to Adjust the Seat Height of Camry?

How to reset the tire pressure warning on Q5?

Is the Nissan Sylphy a three-cylinder or four-cylinder?

What Causes a Car to Shake When Driving at 80 km/h?

What are the main functions of a car ECU?

What tires does the original Corolla come with?

More Forum Discussions

What engine does the Mustang have?

What is the impact of oxalic acid on the three-way catalyst?

What Does Tire Specification Indicate?

Where is the engine oil dipstick for the Audi A4?

Help

Cookie

Cookie Settings

© 2025 Servanan International Pte. Ltd.