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How Much Does Insurance Pay for a Car Flooded in Natural Disasters?

1 Answers

OJasmine

07/29/25 11:47pm

If a car is parked and gets flooded, and the owner has purchased comprehensive insurance, the compensation will be based on the full value of the comprehensive insurance purchased by the owner. If the car is flooded while being driven, for those who purchased comprehensive insurance and water ingress insurance before September 1, 2020, the compensation will also be based on the full value of the comprehensive insurance purchased by the owner. For those who purchased comprehensive insurance after September 1, 2020, full compensation is also available. Those who did not purchase comprehensive insurance or whose cars were flooded and stalled due to secondary ignition are not covered. Below is more information about car insurance: Introduction: Vehicle insurance, also known as auto insurance, refers to a type of commercial insurance that covers personal injury or property damage caused by natural disasters or accidents involving motor vehicles. Classification: Vehicle insurance can be divided into commercial insurance and compulsory traffic insurance. Commercial insurance includes main vehicle insurance and additional insurance.

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