How much compensation is generally paid for a minor car rear-end collision?
2 Answers
It depends on the specific circumstances. Below is relevant information: 1. Case-by-case basis: The compensation varies depending on the specific situation. The exact amount is determined after the traffic police issue an accident liability determination report. The involved parties will bear the compensation responsibility according to the report, and the compensation standard depends on the injuries sustained—more severe injuries lead to higher compensation costs. 2. Mostly the rear vehicle's responsibility: In a rear-end collision, the rear vehicle driver is usually fully at fault. If the rear vehicle driver is fully at fault, they must compensate for all damages to the front vehicle. The rear vehicle driver can choose to have the insurance company cover the compensation or pay out of pocket.
I've been driving for almost ten years. Last time, I had a minor rear-end collision where I lightly bumped the rear of the car in front. The speed was only 30 km/h, and the front car's rear bumper had some paint chipping and a slight dent. I immediately took photos and reported it to the insurance company. The claims adjuster came to assess the damage and said the repair cost was 2,000 yuan, plus 500 yuan for the medical check-up fee the other driver incurred, totaling 2,500 yuan in compensation. The insurance company handled it quickly, and I paid the 300 yuan deductible out of pocket. Based on my experience, for minor rear-end collisions like this, the compensation usually ranges between 1,500 and 4,000 yuan. The less the damage, the cheaper it is, and repairs can be more expensive for pricier cars. I recommend new drivers maintain a safe distance and not panic if a rear-end collision occurs. Taking photos for evidence is crucial, and reporting it to the insurance company is better than settling privately to avoid extra costs.
