How Much Can Insurance Cover for a Flooded New Car Declared as Total Loss?

[George]

For such cases of vehicle total loss, insurance companies typically handle it as a total loss, which means paying out the insured amount under the vehicle damage insurance, with the totaled vehicle being processed by the insurance company. Below is relevant information about flood-damaged vehicles: 1. Damage to electronic components: Flooding causes significant damage to a car's electronic equipment; the mixed rainwater is highly corrosive and will affect the future functionality of electrical components. 2. Damage to vehicle parts: The computer integrated blocks may oxidize due to immersion, often requiring inspection and replacement, otherwise normal operation cannot be ensured. Additionally, components such as the engine, transmission, ABS, airbags, and onboard computer may suffer short-circuit damage after being submerged in water.