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How Many Years of Insurance Should You Generally Purchase for a New Car?

1 Answers

DiZoe

07/29/25 4:16pm

Car insurance is typically paid annually. Below is an introduction to various types of insurance: 1. Compulsory Traffic Insurance: (1) Coverage: Personal injury and property damage caused to victims (excluding passengers in the insured vehicle and the policyholder) in road traffic accidents. (2) Compensation Items: Death and disability compensation, medical expense compensation, and property loss compensation in traffic accidents. 2. Third-Party Liability Insurance: (1) Coverage: In the event of an accident caused by the policyholder or an authorized qualified driver while using the insured vehicle, resulting in personal injury, death, or direct property damage to a third party, the insurance company will compensate according to the "Road Traffic Accident Handling Measures" and the terms of the insurance contract. (2) Compensation Items: The compensation for third-party liability insurance is based on the scope, items, and standards stipulated in the "Road Traffic Accident Handling Measures." In specific compensation cases, exclusions listed in the insurance contract should be deducted, with details provided in the auto insurance exclusions section.

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How to Restore One-Touch Window Lift After Power Failure in Lavida?

To restore the one-touch window lift function after a power failure in Lavida, lift or press the corresponding window switch and hold it until the window glass reaches the top. Then release the switch and lift or press it again. If it still doesn't work, it is recommended to visit an auto repair shop. Below is an introduction to electric windows: Ordinary electric windows require holding the switch until the window reaches the desired position, then releasing the button to stop the movement. Cars equipped with one-touch window lift have a two-stage window control switch. The first stage works like an ordinary electric window. The second stage allows the window to fully open or close automatically with just one press and release.

What are the symptoms of a damaged engine cylinder head gasket?

When the engine cylinder head gasket is damaged, symptoms may include loss of power with abnormal noises, white smoke from the exhaust, and burning engine oil. Below are detailed explanations: Loss of power with abnormal noises: If the gasket is burned or damaged between the cylinder edges, the engine will experience a loss of power, the vehicle will feel weak when driving, and acceleration will be poor. When the air filter is removed, abnormal noises can be heard from the intake pipe opening while the engine is idling. White smoke from the exhaust: If the burned area of the gasket connects to the water jacket hole, bubbles may appear in the radiator, the engine may overheat, and white smoke will emerge from the exhaust. Burning engine oil: If the burned area of the gasket connects to the oil passage, some engine oil may enter the cylinders and burn, resulting in blue smoke from the exhaust.

Can a Car on Installment Plan Be Sold?

A car purchased through installment payments cannot be sold. The details are as follows: Loan must be fully repaid: A car bought on installments cannot be transferred to another person because the loan has not been fully repaid. The car still belongs to the bank, and vehicle transfer requires the car to be under the owner's name. Only after the loan is fully repaid can the car be transferred to someone else. Circumstances under which transfer is not allowed: (1) Unauthorized modifications, alterations, or changes to cargo weight or passenger capacity; (2) Vehicles under purchase control without the "License Plate Application Approval Stamp"; (3) Unresolved traffic violations or accidents, or if the vehicle is under investigation by authorities; (4) Failure to undergo regular inspections or inspection failure; (5) Court-ordered freeze or ongoing mortgage period.

What is the difference between additional driving license and direct examination?

The difference between additional driving license and direct examination lies in the different applicable situations and the requirements for obtaining a driver's license. The following are detailed explanations: Different applicable situations: The situations applicable to additional driving license and direct examination are not the same. For example, if a driver already has a driving license and wants to expand the scope of permitted vehicle types, they can only do so through additional driving license. However, if they do not have a driver's license, they can choose direct examination based on the application requirements. For instance, if someone already holds a C license and wants to drive a motorcycle, they must obtain an additional D license. But if they originally do not have a driver's license, they can directly obtain a D license. Different requirements for obtaining a driver's license: Certain high-level driver's licenses, such as the A1 license, explicitly stipulate that they cannot be obtained through direct examination and can only be obtained through additional driving license.

How to Shift Gears in Subject Three Driving Test?

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What is the principle of automotive radar?

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