
Driving while using a phone and not wearing a seatbelt typically results in a deduction of 5 points, which includes 3 points for using a phone while driving and 2 points for not wearing a seatbelt. However, there is a scenario where only 3 points are deducted. For instance, if the offense occurs on roads other than highways or urban expressways, not wearing a seatbelt may not lead to point deduction but only a fine. In this case, only the 3 points for using a phone while driving are deducted. Dangers of Driving Without Wearing a Seatbelt and Using a Phone: Using a phone while driving is inherently dangerous, and doing so without wearing a seatbelt is even more hazardous. In the event of an unexpected situation or accident, the driver may bear the primary responsibility for the accident. Using a phone while driving also distracts the driver's attention. If the vehicle in front suddenly brakes, the driver behind may fail to brake in time due to being on the phone, increasing the likelihood of a collision. Worse still, in severe accidents, not wearing a seatbelt could result in the driver being ejected from the vehicle, among other serious consequences.

I’ve personally learned the hard way about driving without a seatbelt or answering calls while driving. Back when I first started driving, I always found the seatbelt uncomfortable and often took calls for convenience. Last month, I got caught by a highway camera while on a call—resulting in a 2-point deduction and a 200-yuan fine. Another time, I forgot to buckle up at a toll booth and lost another 2 points. Losing 4 points in one go nearly got my license suspended, forcing me to retake the written test—what a hassle! My instructor said new drivers are most prone to these mistakes, which are high-risk and costly. Statistics show that distracted driving doubles accident rates, while seatbelts are literal lifesavers. My advice: buckle up the moment you get in the car, mount your phone or use Bluetooth hands-free, and make it a habit to avoid these pitfalls. Safety is no joke—losing all your points is a real headache.

As a parent who frequently drives my kids to school, I'm particularly concerned about driving safety. Seat belts are life-saving safety straps, and distracted driving due to phone calls is extremely dangerous. According to traffic regulations, driving without a seat belt results in a 2-point deduction and a 200-yuan fine; similarly, holding a phone while driving also incurs a 2-point deduction and a 200-yuan fine. If both violations occur simultaneously, expect double the points and fines—this is no joke. Accumulating too many points can lead to license revocation and the hassle of retesting, wasting both time and money. I've personally witnessed a neighbor's regret after an accident. I advise everyone not to take chances—use hands-free devices daily and educate children to remind themselves. Safety comes first, and family happiness depends on attention to detail.

I've been driving for over a decade and seen plenty of penalty point deductions. Not wearing a seatbelt? That's 2 points and a 200 yuan fine. Using your phone while driving? Also 2 points and 200 yuan. The rules are strictly enforced – don't think you can fool the cameras. Losing points means retest fees and time wasted, plus potential insurance premium hikes. Develop good habits: silence your phone and stow it away, buckle up tight when starting the car. Safety is no small matter – don't wait for an accident to regret it.


