How Many Points Are Deducted for a Traffic Accident?
2 Answers
Traffic accidents where the driver is fully at fault will result in point deductions based on the severity of the violation. Minor violations may result in a 1-point deduction, while more severe violations can lead to the complete deduction of points and even a lifetime revocation of the driver's license. Therefore, for the safety of oneself and others, do not violate traffic rules. Handling Violations: If your motor vehicle driver's license has points deducted, you can handle the violation online via your mobile phone. Online processing via mobile phone is only applicable for violations with deductions under 11 points. If the points exceed 11, you must bring your motor vehicle driver's license and the vehicle's registration certificate to the local vehicle management office to handle the relevant procedures. Important Notes: If the points deducted from your motor vehicle driver's license do not reach 12 points and are not handled, they will carry over to the next scoring cycle. If the points reach 12 and are not handled, the traffic management department of the public security authority will notify the driver that the license has been suspended. According to Article 24 of the Implementation Regulations of the Road Traffic Safety Law of the People's Republic of China, if a driver's points do not reach 12 within a scoring cycle and the fines have been paid, the points will be cleared. However, if there are unpaid fines, the points will carry over to the next scoring cycle even if they do not reach 12.
As an ordinary car owner with over a decade of driving experience, I have firsthand experience with traffic accident penalty points. Generally, the at-fault party will have points deducted based on the violation: minor scrapes like bumping another car while parking may result in around 2 points if you're responsible; if the accident is caused by speeding or running a red light, it could be 6 points or more. Serious accidents like hitting and injuring a pedestrian might lead to 12 points and even license suspension, with heavier fines. The most annoying part is the insurance impact—after points are deducted, insurers raise premiums. Two years ago, my insurance went up 30% due to a minor accident, costing me thousands more a year. Developing good habits helps a lot: always wear a seatbelt, maintain a safe distance, and avoid using your phone while driving. I also installed a dashcam in my car—it provides evidence in case of an accident and avoids wrongful point deductions. Safe driving not only saves points but protects everyone.