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How many days overdue will result in vehicle repossession?

1 Answers

OEdward

07/30/25 9:19am

In the actual loan process, the specific overdue period is primarily determined by the content of the car purchase contract and loan agreement, which typically specify the exact number of overdue days. If the contract does not stipulate the consequences of overdue payments, forced repossession is illegal. Below are three methods of auto financing: 1. Auto finance company loans: Compared to bank auto loans, auto finance company loans have lower application thresholds and simpler procedures, requiring borrowers to provide copies of their ID card, household registration, marriage certificate, property ownership certificate, as well as proof of residence and income. 2. Bank auto loans: Compared to auto finance company loans and credit card installment purchases, bank auto loans offer borrowers greater autonomy. 3. Credit card installment purchases: Unlike auto finance company loans or bank auto loans, credit card installment purchases do not require interest payments. However, borrowers need to pay a certain installment handling fee.

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