How Many Days in Advance Is Appropriate to Purchase Car Insurance?

[Cali]

It is generally appropriate to purchase car insurance up to 3 months in advance. The following introduces the impacts of vehicle insurance lapse on car owners: Increased Premiums: If a car owner's vehicle has lapsed insurance but is not renewed, the cost will increase upon subsequent renewal. No Claim Payout: No claim payout is possible. If an accident occurs during the insurance lapse period, all losses will be borne by the car owner. Illegal to Drive: Vehicles with lapsed insurance cannot legally be driven on the road; otherwise, they will be seized and penalized by traffic police. According to China's traffic laws, if a driver is found without compulsory traffic insurance, they will be fined twice the premium amount, required to purchase the compulsory insurance, and have their vehicle impounded.