How Many Days Does It Take to Pick Up a Car with a Mortgage?

1 Answers
DelBeau
07/29/25 6:29pm
Mortgage car purchase varies in the time it takes to pick up the car depending on the loan channel chosen by the buyer. Generally, the car can be picked up only after the loan institution disburses the funds and the borrower completes the vehicle mortgage procedures. If applying for a loan through an auto finance company, the loan can usually be processed and the car picked up within one to two weeks. If applying for a loan through a bank, it takes approximately 20 working days to complete the loan procedures and pick up the car. Car financing refers to the act of a borrower applying for a loan from a lender to purchase a car, requiring the buyer to pay a certain percentage of the down payment, provide proof of repayment ability, and have no bad credit history. Required documents for car financing include a valid personal ID, household registration or long-term residence proof, and personal income proof.
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