How many days does it generally take to assess the damage of a flooded vehicle?
1 Answers
Generally, the damage assessment for a flooded vehicle can be completed within 7 days. Relevant information regarding whether a flooded vehicle can be compensated by the insurance company is as follows: Coverage under auto damage insurance: Only vehicles that have purchased auto damage insurance under commercial auto insurance can receive compensation. The coverage of auto damage insurance includes rescue costs, cleaning expenses, and damages to electrical components or interior parts. However, engine damage caused by flooding or driving through water is generally excluded. Purchase of waterlogging insurance: If the vehicle has waterlogging insurance, all damages, including engine damage, can be compensated. If the vehicle is flooded and the driver forcibly starts the engine, causing engine damage, even if auto damage insurance and waterlogging insurance have been purchased, the insurance company will not compensate for the engine damage and will only cover the repair costs for other parts excluding the engine.