How many days can a car be uninsured?

1 Answers
Maddox
07/29/25 12:54pm
A car cannot be uninsured for more than 3 months. If the insurance premium is paid within 3 months, you can enjoy priority treatment upon renewal. However, if the period exceeds 3 months, there will be no discount, and the price will be calculated based on the discount for new insurance. Car insurance can be refunded, but two conditions must be met: first, the policy must be valid. Second, the car must not have been reported to or claimed from the insurance company. If there are no traffic accidents, there will be a discount when renewing the insurance. However, if the insurance is not renewed for a certain period, the discount cannot be enjoyed. According to the no-claim priority clause, if there are no claims for three consecutive years, the premium can be discounted by 30%. If there are no claims for one or two consecutive years, discounts of 10% and 20% can be given, respectively. Documents required for renewal: copy of the insured's organization code, copy of the insured's ID, original ID of the insurance applicant, vehicle certification, copy of the driver's 'Motor Vehicle Driving License', car purchase invoice or fixed asset accounting voucher, car purchase invoice or fixed asset accounting voucher.
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